Legal Stuff

Virgin Super (your Super Fund):

Virgin Superannuation RSE R1001440 ABN 88 436 608 004

Virgin Money (the Promoter):

Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 PO Box R1801, Royal Exchange NSW 1225

Trustee (the Issuer & Trustee):

Trust Company Superannuation Services Limited ABN 49 006 421 638 AFSL No 235153 RSE L0000635 PO Box 361 Collins Street West, VIC 8007 T: (03) 9665 0200 F: (03) 9620 5821

Administrator:

Superpartners Pty Ltd ABN 57 078 907 883 AFSL No 238761 Locked Bag 8, Haymarket, NSW 1236 T: 1300 652 770 F: 1300 882 327

Investment Manager:

Macquarie Investment Management Limited ABN 66 002 867 003.

Macquarie is the investment manager of underlying funds in which Virgin Super invests.

Your Annual Report has been prepared by Virgin Money for the Trustee as Trustee of Virgin Super. Please note your Annual Report doesn’t contain personal financial product advice. Past performance is not an indication of future performance. You may wish to consult a financial advisor before making a decision about whether Virgin Super fits your objectives, financial situation and needs.You should also consider the Virgin Super Product Disclosure Statement (PDS) applicable to your membership of the Fund which can be found on the website virginmoney.com.au/super.

As the promoter of Virgin Super, Virgin Money will directly and through its agents (including the Virgin Super website virginmoney.com.au), provide general advice and arrange for customers to acquire products issued by Trust Company Superannuation Services Limited in its capacity as Trustee of Virgin Super. Virgin Money provides these services under its own Australian Financial Services Licence (AFSL) and not as representative of the Trustee. The Trustee does not accept responsibility for the advice and arranging services provided by Virgin Money under its own AFSL.

You should read the PDS issued by the Trustee for details of product features, investment options, fees and costs before making a decision about Virgin Super. Neither Virgin Money, the Trustee or any related entities guarantee the return of your capital or the performance of Virgin Super.

Your Annual Report has been prepared by Virgin Money for the Trustee of Virgin Super. Please note your Annual Report doesn’t constitute personal financial product advice. Past performance is not an indication of future performance. You may wish to consult a financial advisor before making a decision about whether Virgin Super fits your objectives, financial situation and needs.

You should also consider Virgin Super’s Product Disclosure Statement (PDS) which can be found on our website virginmoney.com.au/super. As the promoter of Virgin Super, Virgin Money will directly and through its agents (including the Virgin Super website virginmoney.com.au), provide general advice and arrange for customers to acquire products issued by Trust Company Superannuation Services Limited in its capacity as Trustee of Virgin Super. Virgin Money provides these services under its own Australian Financial Services Licence (AFSL) and not as representative of the Trustee. The Trustee does not accept responsibility for the advice and arranging services provided by Virgin Money under its own AFSL.

You should read the PDS issued by the Trustee for details of product features, investment options, fees and costs before making a decision about Virgin Super. Neither Virgin Money, the Trustee or any related entities guarantee the return of your capital or the performance of Virgin Super.